Discussing Problems

What's the matter?

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What seems to be the problem? / What's the issue?

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What's on your mind?

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What's this about?

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My problem is...

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The main issue is...

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I'm concerned about...

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There's something I need to talk to you about.

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We need to talk.

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What bothers me is...

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There's something I need to get off my chest. / I got to get this off my chest.

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I'm having a hard time with...

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I've had it up to here with...

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I can't stand...

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...is giving me a headache.

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...is getting on my nerves.

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I'm in trouble.

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I'm short on cash. / I'm a little short.

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I have a lot on my plate. / I have so much on my plate.

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